Coverage for life-changing illnesses

Critical Illness Insurance: For Unexpected Health Challenges

Presidential Life offers critical illness insurance to provide financial support to individuals and their families during difficult times.

This supplemental coverage allows you to pay for medical expenses, make lifestyle changes, or take time off work to focus on getting well without the added stress of financial worry.

Critical illness insurance pays a lump sum benefit to the policyholder upon the diagnosis of a covered critical illness, such as cancer, heart attack, stroke, or major organ failure.

The benefit can cover out-of-pocket expenses that your health insurance does not cover, such as deductibles, copays, coinsurance, and experimental treatments that require travel.

You can also use the benefit to replace the income you or your spouse lost due to illness-related absences from work. You can help maintain your monthly financial obligations, such as your mortgage and car payments, and pay for your childcare while meeting your day-to-day living expenses.

Critical illness insurance can be obtained quickly and at any time of year. You can select the level of coverage you want.

Common Conditions Covered

Common conditions covered by critical illness policies include:

• Cancer
• Heart attack
• Stroke
• Paralysis
• Coma
• Bypass surgery
• Angioplasty
• Kidney failure